1.   Terms of Use

All articles in this blog are written by me or guest posted by other blog writers after going under my editorial scanner. Information provided on this blog is based on my personal views, experience and knowledge. However, I may not be an expert, so I do source information online and from printed matter whereby I ensure it’s of reliable source. You are advised that all information provided and taken from this blog will be at your own risk. The contents on this blog may not necessarily reflect your personal view-point, you are reading this blog of your own free will.

2.   Copyright Policy

 Unless otherwise noted, I am the legal copyright holder of all material on my blog and no one can use it to reprint or publish without my written consent.

Copyright over all the articles on this blog belong wholly to me. Photos and other images on this blog belong to me and I retain full copyright over them. Photos that are sourced online are credited with proper attribution within a post.

Unauthorized use of photos and any content in part or full is strictly prohibited and will be an infringement of my copyright. All articles or excerpts thereof may not be used without prior written permission from me. If consent is granted, an attribution link back to my site at www.towellbeing.com or to the article itself will be mandatory. Commercial  use of any of my articles in part or full is prohibited.

All photos must be published as is and without modification along with a link back to my blog.

It really would be a pain in the neck, both for you and me, if any action will be initiated against any site found to be infringing my copyright rules. So please don’t lift and take as your own anything that belongs to this blog.

3.   Hold Harmless

All the information provided on my blog is for entertainment purposes only and I am not providing medical, legal or other professional advice. You understand that you are reading and/or using any of the information from my blog at your own risk.

By using my blog information you fully understand and acknowledge that I am not a professional and that I am writing and sharing all the information only as a form of self-expression.

I will not be held responsible if something I recommend did not work for you.

Regarding any legal action or proceedings against this blog in a court of law with respect to any matter connected or related to use or access of this blog, such person accessing this blog irrevocably submits to the exclusive jurisdiction of the courts of Mumbai and waives any objection to such proceedings on grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum. The governing law in such legal proceedings referred to above shall be the laws of the Republic of India. Nothing contained on this blog or this disclaimer may be construed to create a violation of contract between the user and this blog, namely www.towellbeing.com.

4.   Privacy Statement

I will not sell any of your personal or contact information to another company. I will not put your information on spam lists. But also, I will not be responsible for the privacy practices of any of my advertisers or blog commenters.

If you subscribe to the mailing list (newsletters) on my blog, your information will not be disclosed nor sold to any 3rd parties. When subscribing to the newsletter, you are adhering to the privacy policy of Aweber with who all contact information are kept confidential under their terms and conditions.

For more details please read our entire privacy policy.

5.   Reserve Rights

I reserve the right to change the focus on my blog, to shut it down, sell it or to change the terms of use at my own discretion with or without prior notice.

6.   Advertisers and Sponsors

This blog displays 3rd party image and text advertisements, features sponsored posts and contains affiliate links. I do need the money to maintain this blog, right? But I do not have control over, nor am I aware of what’s shown to you, hence you are advised to proceed with caution.

I will not be held responsible or liable for your dealings with the actions of my advertisers or sponsors. For example, if you buy a product or service based upon a link from my blog, you must take action with that exact company to resolve any issues, and not with me.

7.   Letters to the Editor

You may want to know what will happen to any letters, messages, tweets, Facebook posts, Google+ posts or emails that you send me. 

Well, your email address and your identity will be kept confidential, I promise. However, if I feel that something you mentioned in your content was worth sharing, I may quote it in a future blog post. Comments by you will be published for all readers on this blog.


This blog is a personal blog written and edited by me.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

This blog abides by word of mouth marketing standards. It believes in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for the posts or advertisements, the owner(s) always gives  honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This blog does contain content which might present a conflict of interest. This content may not always be identified.

For questions about this blog, please fill in the contact form.

This policy is valid from  10th January 2014.

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